HIBI participants receive:

1.   Payments for the monthly cost of all or a portion of your commercial health insurance premium.

Checks are made out to the commercial health insurance clients or designated payee on file.

2.    Reimbursements for deductibles, coinsurance, and co-pays.

When the HIBI member receives health care services from a non-participating Medicaid provider, HIBI will cover the cost of copays, coinsurance, and deductibles when documentation demonstrates your insurance company has processed the claim as a paid claim.

3.    Continued Medicaid benefits. 

HIBI participation does not affect your eligibility for Medicaid.


If you are found eligible for HIBI, your added health insurance coverage offers:

  • Specific services not covered by Medicaid.
  • Specialists from a wider network of doctors.
  • Possible payment of health insurance premiums for a non-Medicaid policyholder.

The portion of the premium covering plan members who are not Medicaid-eligible may be paid by the HIBI program, if paying the full premium amount is necessary to obtain coverage for the Medicaid-eligible client(s).  The program will not cover the deductibles, coinsurance and copays of a non-Medicaid policyholder.  Learn more.


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